ANZ Plus ANZ Plus Flex Saver — Interest Rate & Review
ANZ Plus is ANZ's app-only brand. The Flex Saver pays a competitive rate with no monthly hurdles, while the Growth Saver rewards a monthly balance increase.
✓ This rate has no monthly conditions — you earn 5.10% without hurdles up to $5,000.
ANZ Plus ANZ Plus Flex Saver at a glance
The conditions, in plain English
See the bank’s terms for full conditions.
ANZ Plus, launched 2022. Data source: ANZ Plus Consumer Data Right product feed.
How it compares
| # | Bank & product | Max rate p.a. | Base rate | Conditions | Bonus cap | Fee |
|---|---|---|---|---|---|---|
| 1 |  RabobankRabobank High Interest Savings Account |
5.90%Introductory | 4.00% | Intro rate | $250,000 | No fee |
| 2 |  ubankubank Save |
5.85%Introductory | — | Intro rate | $100,000 | No fee |
| 3 |  INGSavings Maximiser |
5.49%Bonus (conditional) | 0.01% | Monthly conditions | — | No fee |
| 4 |  MacquarieMacquarie Savings Account |
5.35%Introductory | 5.00% | Intro rate | $250,000 | No fee |
| 5 |  UpUp Saver |
5.35%Ongoing (unconditional) | 5.35% | No monthly conditions | $5,000 | No fee |
Sorted by maximum advertised rate (an objective sort, not a recommendation). “Max rate” is the highest rate the product can pay; most require monthly conditions or are introductory. Base rate is what you earn if conditions aren’t met / after the intro period. Figures from Open Banking feeds, 24 August 2026 — verify with the bank.
See the full savings account comparison →
ANZ Plus savings — FAQ
What is the ANZ Plus ANZ Plus Flex Saver interest rate?
As of 24 August 2026, the ANZ Plus ANZ Plus Flex Saver pays a maximum of 5.10% p.a. (ongoing (unconditional)), with a base rate of 5.10%. Rates change with the RBA cash rate and out of cycle — confirm the current rate with the bank.
How do I earn the maximum ANZ Plus rate?
See the bank’s terms for full conditions.
Is there a balance cap on the ANZ Plus bonus rate?
Yes — the bonus rate applies on balances up to $5,000. Above that you earn the base rate.