Rabobank Rabobank High Interest Savings Account — Interest Rate & Review
Rabobank's HISA leads on the four-month introductory rate with no monthly conditions and withdrawals allowed — a favourite for parking a lump sum before it reverts to the standard variable rate.
⏱ This is an introductory rate for 4 months. After that it reverts to the ongoing base rate of 4.00% — set a reminder to move your money or renegotiate.
Rabobank Rabobank High Interest Savings Account at a glance
The conditions, in plain English
The Introductory Variable Rate is available for new customers for 4 months from the day the account is opened, after which the rate will revert to the Standard Variable Rate. Introductory rate is variable and subject to change at any time. New customers are those who have not owned a High Interest Savings Account within the last 2 years.
Rabobank Australia, est. 1994. Data source: Rabobank Consumer Data Right product feed.
How it compares
| # | Bank & product | Max rate p.a. | Base rate | Conditions | Bonus cap | Fee |
|---|---|---|---|---|---|---|
| 1 |  ubankubank Save |
5.85%Introductory | — | Intro rate | $100,000 | No fee |
| 2 |  INGSavings Maximiser |
5.49%Bonus (conditional) | 0.01% | Monthly conditions | — | No fee |
| 3 |  MacquarieMacquarie Savings Account |
5.35%Introductory | 5.00% | Intro rate | $250,000 | No fee |
| 4 |  UpUp Saver |
5.35%Ongoing (unconditional) | 5.35% | No monthly conditions | $5,000 | No fee |
| 5 |  ANZ PlusANZ Plus Flex Saver |
5.10%Ongoing (unconditional) | 5.10% | No monthly conditions | $5,000 | No fee |
Sorted by maximum advertised rate (an objective sort, not a recommendation). “Max rate” is the highest rate the product can pay; most require monthly conditions or are introductory. Base rate is what you earn if conditions aren’t met / after the intro period. Figures from Open Banking feeds, 24 August 2026 — verify with the bank.
See the full savings account comparison →
Rabobank savings — FAQ
What is the Rabobank Rabobank High Interest Savings Account interest rate?
As of 24 August 2026, the Rabobank Rabobank High Interest Savings Account pays a maximum of 5.90% p.a. (introductory), with a base rate of 4.00%. Rates change with the RBA cash rate and out of cycle — confirm the current rate with the bank.
How do I earn the maximum Rabobank rate?
The Introductory Variable Rate is available for new customers for 4 months from the day the account is opened, after which the rate will revert to the Standard Variable Rate. Introductory rate is variable and subject to change at any time. New customers are those who have not owned a High Interest Savings Account within the last 2 years.
Is there a balance cap on the Rabobank bonus rate?
Yes — the bonus rate applies on balances up to $250,000. Above that you earn the base rate.